These situations arise when the insurance company simply denies coverage to an otherwise valid claim. Depending on the circumstances, we may be able to overturn the denial. Insurance companies typically deny claims on the following grounds: pre-existing damage, construction defects, and failure to comply to conditions under the policy. The insurance company must provide you with a reason for denying your claim. If they do not, they may be breaching the insurance policy themselves! Please give us a call to set up a free consultation if you have had a claim denied.